Liberalisation of Medisave limits and coverage

Date: 
Tuesday, February 27, 2007
23 Feb 2007

The Ministry of Health will be increasing the Medisave Withdrawal Limits (MWL) in four areas.

  1. Inpatient daily withdrawal limit will increase from $400 to $450.

    With the increase, Medisave will, on average, cover 82%(currently 76%) of each B1 bill, and 66%(currently 57%) of each A/private-hospital ward bill.

  2. The day surgery limit will increase from $200 to $300.

    Accompanying the increase in per diem withdrawal limit, the day surgery limit will increase to $300. This will facilitate treatments that, due to medical advances, can now be delivered via day surgeries whereas they previously required inpatient hospitalization.

  3. The annual limit for psychiatric bills will increase from $3,500 to $5,000.

    The average Medisave coverage of each Class B2/C psychiatric bill, will rise from the current 68% to an expected 82% after the increase.

  4. Medisave will be allowed for diagnostic scans such as MRI and CT scans, if they form parts of outpatient cancer treatment.

    Medisave can currently be used by inpatients, but not outpatients, to help pay the costs of diagnostic scans such as MRI, CT and PET scans. To help cancer patients afford outpatient diagnostics, Medisave will be allowed for diagnostic scans that are parts of outpatient cancer treatment.

The first three changes will be implemented in May 2007 and the fourth will take effect before end 2007.